[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.labo-net.cz\/financni-pomoc-nejen-pro-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.labo-net.cz\/financni-pomoc-nejen-pro-podnikatele\/","headline":"Finan\u010dn\u00ed pomoc nejen pro podnikatele","name":"Finan\u010dn\u00ed pomoc nejen pro podnikatele","description":"Co m\u016f\u017ee b\u00fdt p\u0159ek\u00e1\u017ekou v poskytnut\u00ed finan\u010dn\u00ed pomoci, o kterou po\u017e\u00e1d\u00e1te v bance? Takzvan\u00fdm \u201enebonitn\u00edm klientem\u201c se pro tuto instituci stanete docela snadno. Sta\u010d\u00ed v minulosti zapomenout zaplatit n\u011bjak\u00e9mu d\u016fle\u017eit\u00e9mu \u00fa\u0159adu a hned je probl\u00e9m na sv\u011bt\u011b. M\u00e1te na n\u011bkolik let z\u00e1znamy v n\u011bkter\u00e9m z registr\u016f dlu\u017en\u00edk\u016f. Dal\u0161\u00ed pot\u00ed\u017e\u00ed, kterou nelze u banky p\u0159ekro\u010dit, jsou […]","datePublished":"2019-01-12","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.labo-net.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.labo-net.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"labo-net.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.labo-net.cz\/wp-content\/uploads\/img_a336753_w1690_t1550060575.jpg","url":"https:\/\/www.labo-net.cz\/wp-content\/uploads\/img_a336753_w1690_t1550060575.jpg","height":0,"width":0},"url":"https:\/\/www.labo-net.cz\/financni-pomoc-nejen-pro-podnikatele\/","about":["Online"],"wordCount":397,"articleBody":"       Co m\u016f\u017ee b\u00fdt p\u0159ek\u00e1\u017ekou v poskytnut\u00ed finan\u010dn\u00ed pomoci, o kterou po\u017e\u00e1d\u00e1te v bance? Takzvan\u00fdm \u201enebonitn\u00edm klientem\u201c se pro tuto instituci stanete docela snadno. Sta\u010d\u00ed v minulosti zapomenout zaplatit n\u011bjak\u00e9mu d\u016fle\u017eit\u00e9mu \u00fa\u0159adu a hned je probl\u00e9m na sv\u011bt\u011b. M\u00e1te na n\u011bkolik let z\u00e1znamy v n\u011bkter\u00e9m z registr\u016f dlu\u017en\u00edk\u016f. Dal\u0161\u00ed pot\u00ed\u017e\u00ed, kterou nelze u banky p\u0159ekro\u010dit, jsou n\u00edzk\u00e9 p\u0159\u00edjmy \u017eadatele. Jestli\u017ee v\u00edte o n\u011bkter\u00e9 z t\u011bchto p\u0159ek\u00e1\u017eek, pak si u\u0161et\u0159ete cestu a rovnou se poohl\u00e9dn\u011bte n\u011bkde jinde.  \u0158e\u0161en\u00edm va\u0161\u00ed situace je toti\u017e nebankovn\u00ed poskytovatel, kter\u00fd nab\u00edz\u00ed hypot\u00e9ky bez registru. Jak je mo\u017en\u00e9, \u017ee v nebankovn\u00edm sektoru to jde i s uveden\u00fdmi p\u0159ek\u00e1\u017ekami? Je to t\u00edm, \u017ee tu maj\u00ed nastaven\u00e9 podm\u00ednky docela jinak. V\u0161e se odv\u00edj\u00ed od z\u00e1stavy nemovitosti, kterou za sv\u016fj z\u00e1vazek ru\u010d\u00edte. Pokud po\u0161lete fotografie t\u00e9to nemovitosti (v\u011bt\u0161inou se vy\u017eaduj\u00ed dv\u011b zvenku a uvnit\u0159 ka\u017ed\u00e1 m\u00edstnost), jedn\u00e1n\u00ed se velice urychl\u00ed. K ocen\u011bn\u00ed m\u016f\u017ee doj\u00edt u\u017e za \u010dty\u0159iadvacet hodin a pro klienta je to zdarma. N\u00edzk\u00fd \u00farok a \u017e\u00e1dn\u00e9 pozd\u011bj\u0161\u00ed doplatky Po vyhodnocen\u00ed v\u0161ech n\u00e1le\u017eitost\u00ed m\u016f\u017eete dostat a\u017e sedmdes\u00e1t procent z odhadn\u00ed ceny t\u00e9to nemovitosti, kterou m\u016f\u017ee b\u00fdt v\u0161e. Co\u017e znamen\u00e1 od rodinn\u00e9ho domu, p\u0159es penzion, pozemek a\u017e k dru\u017estevn\u00edmu bytu.  \u00dav\u011bry jsou rozd\u011bleny na podnikatelsk\u00e9 a spot\u0159ebitelsk\u00e9. U\u017e z ozna\u010den\u00ed je jasn\u00e9, \u017ee o podnikatelsk\u00fd bude moci po\u017e\u00e1dat bu\u010f majitel firmy nebo OSV\u010c. Spot\u0159ebitelsk\u00fd je ur\u010den pro ostatn\u00ed \u017eadatele.  V ka\u017ed\u00e9m p\u0159\u00edpad\u011b se jedn\u00e1 o velice v\u00fdhodn\u00fd finan\u010dn\u00ed produkt, kter\u00fd je mo\u017en\u00e9 z\u00edskat u\u017e od \u010dty\u0159procentn\u00ed \u00farokov\u00e9 sazby. To v p\u0159\u00edpad\u011b, \u017ee z\u00e1znamy v registrech jsou jen nev\u00fdznamn\u00e9ho charakteru. Jestli\u017ee se jedn\u00e1 o z\u00e1va\u017en\u011bj\u0161\u00ed p\u0159\u00edpady, pak m\u016f\u017eete po\u010d\u00edtat \u00farokovou sazbou odsedmi procent.  Velkou v\u00fdhodou u nebankovn\u00edch poskytovatel\u016f je tak\u00e9 to, \u017ee ne\u017e\u00e1daj\u00ed \u017e\u00e1dn\u00e9 finan\u010dn\u00ed dorovn\u00e1n\u00ed v p\u0159\u00edpad\u011b p\u0159ed\u010dasn\u00e9ho splacen\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (20 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed pomoc nejen pro podnikatele","item":"https:\/\/www.labo-net.cz\/financni-pomoc-nejen-pro-podnikatele\/#breadcrumbitem"}]}]