[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.labo-net.cz\/kde-si-pujcit-vyhodne\/#Article","mainEntityOfPage":"https:\/\/www.labo-net.cz\/kde-si-pujcit-vyhodne\/","headline":"Kde si p\u016fj\u010dit v\u00fdhodn\u011b?","name":"Kde si p\u016fj\u010dit v\u00fdhodn\u011b?","description":"I podnikatel\u016fm se st\u00e1v\u00e1, \u017ee nevysta\u010d\u00ed s pen\u011bzi, kter\u00e9 maj\u00ed, a mus\u00ed si tedy p\u016fj\u010dovat. A pokud jsou pen\u00edze pot\u0159eba pro firmu, kterou tito vlastn\u00ed a \u0159\u00edd\u00ed, jde nejednou o nemalou \u010d\u00e1stku, jakou doty\u010dn\u00e9mu jen tak n\u011bkdo nep\u016fj\u010d\u00ed. Proto\u017ee by jej\u00ed p\u0159\u00edpadn\u00e1 ztr\u00e1ta byla bolestn\u00e1.A proto se podnikatel\u00e9 v podobn\u00fdch p\u0159\u00edpadech obracej\u00ed na nejr\u016fzn\u011bj\u0161\u00ed finan\u010dn\u00ed […]","datePublished":"2019-09-22","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.labo-net.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.labo-net.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"labo-net.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.labo-net.cz\/wp-content\/uploads\/img_a365828_w1883_t1578482323.jpg","url":"https:\/\/www.labo-net.cz\/wp-content\/uploads\/img_a365828_w1883_t1578482323.jpg","height":0,"width":0},"url":"https:\/\/www.labo-net.cz\/kde-si-pujcit-vyhodne\/","wordCount":454,"articleBody":"     I podnikatel\u016fm se st\u00e1v\u00e1, \u017ee nevysta\u010d\u00ed s pen\u011bzi, kter\u00e9 maj\u00ed, a mus\u00ed si tedy p\u016fj\u010dovat. A pokud jsou pen\u00edze pot\u0159eba pro firmu, kterou tito vlastn\u00ed a \u0159\u00edd\u00ed, jde nejednou o nemalou \u010d\u00e1stku, jakou doty\u010dn\u00e9mu jen tak n\u011bkdo nep\u016fj\u010d\u00ed. Proto\u017ee by jej\u00ed p\u0159\u00edpadn\u00e1 ztr\u00e1ta byla bolestn\u00e1.A proto se podnikatel\u00e9 v podobn\u00fdch p\u0159\u00edpadech obracej\u00ed na nejr\u016fzn\u011bj\u0161\u00ed finan\u010dn\u00ed instituce. Proto\u017ee v t\u011bch pen\u00edze jsou a m\u011blo by tak b\u00fdt jednodu\u0161\u0161\u00ed si p\u016fj\u010dit tam, ne\u017e u daleko chud\u0161\u00edch p\u0159\u00edbuzn\u00fdch, zn\u00e1m\u00fdch, p\u0159\u00e1tel a podobn\u011b.Ov\u0161em velice \u010dasto tomu tak nen\u00ed. I bankovn\u00ed domy jsou \u010dasto m\u00edstem, kde podobn\u00fd \u017eadatel se svoj\u00ed \u017e\u00e1dost\u00ed o p\u016fj\u010dku poho\u0159\u00ed. A to zpravidla jenom a pouze proto, \u017ee nen\u00ed schopen splnit to, co banky od podobn\u00fdch klient\u016f o\u010dek\u00e1vaj\u00ed.Banky p\u0159\u00edmo vy\u017eaduj\u00ed, aby m\u011bl n\u011bkdo takov\u00fd p\u0159\u00edjmy d\u00e1vaj\u00edc\u00ed jistotu, \u017ee bude z \u010deho spl\u00e1cet, tedy velk\u00e9. Za samoz\u0159ejmost se tu pova\u017euje, \u017ee m\u00e1 m\u00edt z\u00e1jemce o podnikatelskou p\u016fj\u010dku i dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, \u017ee jeho registry dlu\u017en\u00edk\u016f nehyzd\u00ed \u017e\u00e1dn\u00fd nep\u0159\u00edjemn\u00fd z\u00e1znam, \u017ee nen\u00ed zadlu\u017een\u00fd u\u017e i jinde a podobn\u011b.A pokud nen\u00ed doty\u010dn\u00fd v t\u011bchto ohledech ide\u00e1ln\u00ed? Pak mu p\u016fj\u010dku nedaj\u00ed. Nebudou zbyte\u010dn\u011b riskovat.A je tak jenom dob\u0159e, \u017ee se n\u011bkomu takto odm\u00edtnut\u00e9mu v\u017edy st\u00e1le je\u0161t\u011b nab\u00edz\u00ed p\u0159inejmen\u0161\u00edm nebankovn\u00ed hypot\u00e9ka, co\u017e je typ p\u016fj\u010dky, u n\u00ed\u017e usp\u011bje kdekdo. A to z toho prost\u00e9ho d\u016fvodu, \u017ee to v\u00fd\u0161e uveden\u00e9, co je pro banky z\u00e1sadn\u00ed, tady zase a\u017e tak velkou roli nesehr\u00e1v\u00e1, d\u00e1 se nad t\u00edm \u010dasto p\u0159imhou\u0159it oko. Bohat\u011b sta\u010d\u00ed, \u017ee takov\u00fd \u017eadatel vlastn\u00ed nemovitost, kterou by mohl d\u00e1t nebankovn\u00ed spole\u010dnosti coby z\u00e1ruku do z\u00e1stavy, posta\u010duj\u00ed i jen vcelku n\u00edzk\u00e9 p\u0159\u00edjmy, pokud tyto budou sta\u010dit na dohodnut\u00e9 spl\u00e1tky, a je to. Ji\u017e v rekordn\u011b kr\u00e1tk\u00e9m \u010dase m\u016f\u017ee m\u00edt n\u00e1\u0161 \u017eadatel pen\u011bz jako slupek a m\u016f\u017ee je pou\u017e\u00edt na cokoliv, co souvis\u00ed s jeho podnik\u00e1n\u00edm. A kdy\u017e doty\u010dn\u00fd zachr\u00e1n\u00ed firmu, zachr\u00e1n\u00ed i sebe, sv\u00e9 zam\u011bstnance a kdo v\u00ed, koho je\u0161t\u011b.A pak u\u017e sta\u010d\u00ed jenom tyto pen\u00edze podle dohody vr\u00e1tit a je po starostech. Je\u017e by jinak mohly b\u00fdt nad s\u00edly onoho spasen\u00e9ho podnikatele.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si p\u016fj\u010dit v\u00fdhodn\u011b?","item":"https:\/\/www.labo-net.cz\/kde-si-pujcit-vyhodne\/#breadcrumbitem"}]}]