[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.labo-net.cz\/mejte-kontrolu-nad-svymi-financemi\/#Article","mainEntityOfPage":"https:\/\/www.labo-net.cz\/mejte-kontrolu-nad-svymi-financemi\/","headline":"M\u011bjte kontrolu nad sv\u00fdmi financemi!","name":"M\u011bjte kontrolu nad sv\u00fdmi financemi!","description":"Pen\u00edze jsou motorem dne\u0161n\u00edho sv\u011bta, a i kdy\u017e v\u00e1m to mo\u017en\u00e1 nen\u00ed pochuti, mus\u00edte se s nimi nau\u010dit \u017e\u00edt – a vych\u00e1zet. V opa\u010dn\u00e9m p\u0159\u00edpad\u011b si toti\u017e m\u016f\u017eete zad\u011blat na velk\u00e9 nep\u0159\u00edjemnosti. Je sice fajn \u017e\u00edt si podle sv\u00e9ho, nehnat se za kari\u00e9rou a oprostit se od materi\u00e1ln\u00edho p\u0159\u00edstupu k \u017eivotu, klid v\u0161ak najdete pouze tehdy, kdy\u017e budete […]","datePublished":"2020-09-04","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.labo-net.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.labo-net.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/418160ee289a2fec3674f670db35c39ff464fe73fac536520dac7def2cfdeb26?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"labo-net.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.labo-net.cz\/wp-content\/uploads\/img_a291592_w2164_t1504085813.jpg","url":"https:\/\/www.labo-net.cz\/wp-content\/uploads\/img_a291592_w2164_t1504085813.jpg","height":0,"width":0},"url":"https:\/\/www.labo-net.cz\/mejte-kontrolu-nad-svymi-financemi\/","about":["Finance"],"wordCount":677,"articleBody":"Pen\u00edze jsou motorem dne\u0161n\u00edho sv\u011bta, a i kdy\u017e v\u00e1m to mo\u017en\u00e1 nen\u00ed pochuti, mus\u00edte se s nimi nau\u010dit \u017e\u00edt – a vych\u00e1zet. V opa\u010dn\u00e9m p\u0159\u00edpad\u011b si toti\u017e m\u016f\u017eete zad\u011blat na velk\u00e9 nep\u0159\u00edjemnosti. Je sice fajn \u017e\u00edt si podle sv\u00e9ho, nehnat se za kari\u00e9rou a oprostit se od materi\u00e1ln\u00edho p\u0159\u00edstupu k \u017eivotu, klid v\u0161ak najdete pouze tehdy, kdy\u017e budete m\u00edt ve sv\u00fdch financ\u00edch po\u0159\u00e1dek. Vyzkou\u0161ejte si n\u011bkolik jednoduch\u00fdch z\u00e1sad, kter\u00e9 v\u00e1m ve v\u00fdsledku hodn\u011b usnadn\u00ed \u017eivot.1.      Pi\u0161te si p\u0159\u00edjmy a v\u00fddajeZaznamen\u00e1vat si do tabulky nebo do not\u00fdsku ka\u017edou p\u0159ijatou a utracenou korunu nen\u00ed zrovna b\u011b\u017en\u00fdm zvykem. P\u0159itom v\u00e1m to m\u016f\u017ee p\u0159in\u00e9st mnoho zaj\u00edmav\u00fdch zji\u0161t\u011bn\u00ed, kam va\u0161e pen\u00edze st\u00e1le miz\u00ed. Zkuste si ka\u017ed\u00fd m\u011bs\u00edc zaznamenat, za co utr\u00e1c\u00edte, po\u010d\u00ednaje \u00fa\u010dty za energie, telefon a n\u00e1jem, p\u0159es j\u00eddlo a n\u00e1v\u0161t\u011bvy restaurac\u00ed, a\u017e po drobn\u00e9 n\u00e1kupy za hotovost, kterou m\u00e1te zrovna v pen\u011b\u017eence. Po p\u00e1r m\u011bs\u00edc\u00edch zjist\u00edte, \u017ee ve va\u0161ich v\u00fddaj\u00edch je ur\u010dit\u00e1 pravidelnost a bude pro v\u00e1s snaz\u0161\u00ed u\u0161et\u0159it na v\u011bcech, kter\u00e9 vlastn\u011b a\u017e tak moc nepot\u0159ebujete.2.      Pla\u0165te v\u010dasA\u010dkoliv jsou pro v\u00e1s slo\u017eenky a \u00fa\u010dty ne\u00fanavn\u00fdm nep\u0159\u00edtelem, v\u011b\u0159te, \u017ee po\u0159\u00e1dek d\u011bl\u00e1 p\u0159\u00e1tele. Kdy\u017e budete platit v\u0161echno v\u010das, nezbyde v\u00e1m sice na \u00fa\u010dtu tolik pen\u011bz, kolik byste si p\u0159\u00e1li, vyvarujete se v\u0161ak zcela zbyte\u010dn\u00fdm v\u00fddaj\u016fm za upom\u00ednky, pen\u00e1le, a v krajn\u00edm p\u0159\u00edpad\u011b exekuce. A nejsou to zrovna mal\u00e9 pen\u00edze. Tak\u017ee a\u017e v\u00e1m p\u0159\u00ed\u0161t\u011b p\u0159ijde \u00fa\u010det nebo faktura, zapla\u0165te hned. Odkl\u00e1d\u00e1n\u00edm nic nezlep\u0161\u00edte.3.      Neutr\u00e1cejte za zbyte\u010dnosti – rad\u011bji investujteKa\u017ed\u00fd to zn\u00e1. Tvrd\u011b pracujete od r\u00e1na do ve\u010dera a kdy\u017e jdete unaveni dom\u016f, nic v\u00e1m neud\u011bl\u00e1 takovou radost, jako koupit si n\u011bco nov\u00e9ho – prost\u011b ze vzdoru proti t\u011bm t\u011b\u017ece vyd\u011blan\u00fdm pen\u011bz\u016fm. Stoj\u00ed to ale za to? Rozmyslete si dvakr\u00e1t, ne\u017e si po\u0159\u00edd\u00edte dal\u0161\u00ed nekvalitn\u00ed kousek oble\u010den\u00ed nebo si d\u00e1te p\u0159edra\u017een\u00fd koktejl, kter\u00fd si m\u016f\u017eete vyrobit i doma. Rad\u011bji u\u0161et\u0159ete ka\u017ed\u00fd m\u011bs\u00edc n\u011bjakou tu stovku \u010di tis\u00edcovku a za rok m\u016f\u017eete jet na dovolenou – nebo investovat. Investic je \u0161irok\u00e1 nab\u00eddka a jejich zhodnocen\u00ed se neust\u00e1le m\u011bn\u00ed, tak\u017ee o tom se v\u017edy nejprve pe\u010dliv\u011b pora\u010fte s odborn\u00edky.4.      Neberte si drah\u00e9 p\u016fj\u010dkyReklamy n\u00e1s denn\u011b bombarduj\u00ed nab\u00eddkami zaru\u010den\u011b v\u00fdhodn\u00fdch p\u016fj\u010dek. \u017d\u00e1dn\u00e1 p\u016fj\u010dka ale nen\u00ed v\u00fdhodn\u00e1. P\u016fj\u010dit si pen\u00edze je luxus, kter\u00fd v\u00e1s v\u011bt\u0161inou p\u0159ijde draho. Kdy\u017e u\u017e se rozhodnete zadlu\u017eit, pak jen v situaci, kdy nem\u00e1te na v\u00fdb\u011br – t\u0159eba p\u0159i koupi nov\u00e9ho spot\u0159ebi\u010de na spl\u00e1tky, nebo kdy\u017e zrovna opravdu pot\u0159ebujete nov\u00e9 zimn\u00ed gumy. Ka\u017edou p\u016fj\u010dku si ale dvakr\u00e1t rozmyslete. Nen\u00ed to dalek\u00e1 budoucnost, kdy je budete muset splatit. A va\u0161emu rozpo\u010dtu z dlouhodob\u00e9ho hlediska sp\u00ed\u0161 u\u0161kod\u00ed, ne\u017e pom\u016f\u017eou.Budete-li dodr\u017eovat tahle pravidla v kombinaci se zdrav\u00fdm rozumem, ur\u010dit\u011b se nesp\u00e1l\u00edte. A \u010dasem snad u\u017e nebudete muset po\u010d\u00edtat m\u011bs\u00edc co m\u011bs\u00edc ka\u017edou korunu.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u011bjte kontrolu nad sv\u00fdmi financemi!","item":"https:\/\/www.labo-net.cz\/mejte-kontrolu-nad-svymi-financemi\/#breadcrumbitem"}]}]